Shareholders

PT Bank SMBC Indonesia Tbk (formerly PT BANK BTPN Tbk) (SMBC Indonesia) is a foreign exchange bank and is a merger between PT Bank Tabungan Pensiunan Nasional Tbk and PT Bank Sumitomo Mitsui Indonesia.

SMBC Indonesia is focusing to serve the mass market segment comprising of retirees, micro-, small- and medium-enterprises (MSME) and mass market; the consuming class segment; and corporate segment. The business focuses are supported by SMBC Indonesia business units including SMBC Sinaya – a financing business unit, SMBC Senior – a business unit focusing to serve retirees, SMBC Micro – a business unit focusing on micro businesses, SMBC Business Banking – a business unit focusing on serving small and medium enterprises, Jenius – a digital banking platform serving the consuming class segment, and corporate business unit which focuses on serving national, multinational and Japanese companies.

SMBC Indonesia also has a subsidiary namely the BTPN Syariah which focuses on serving customers from the mass market. Through the Daya Program, which is a sustainable and measurable empowerment program for the mass market, SMBC Indonesia regularly gives training and information to improve the customers’ capacity so they can grow and have a chance to live better.

Like the two inseparable sides of a coin, the empowerment program is an integrated element in our business model. Through our all products and activities, SMBC Indonesia always tries to create opportunities for our customers to develop and live a more meaningful life.

 

The Structure of Ownerships